Latest Job Vacancies at A Reputable Mortgage Bank

A reputable Mortgage Bank in Lagos State, is recruiting to fill the position below:

AGM Financial Control & Treasury

Job Description

Timely and accurate financial Accounting, Forecasting and MIS reporting. IFRS reporting, Responsible for monthly reporting, variance analysis and to provide adequate explanation for the monthly, quarterly and yearly analysis.Oversees all accounting procedures and used in the company.Supports the preparation of budgets and financial reports including income statements balance sheets, cash flow and analysisDrive operations on key focus areas including program wise profitability, inventory control, management and overhead controls.Motivates the immediate reporting staff for better performance and effective service and encourage team spirit.Coordinates with the senior and junior management of other departments as well as every department in the organization that is directly or indirectly associated with the finance department.Closely works with operations and support the business.Forecast cash flow positions, related borrowing needs, and available funds for investmentEnsure that sufficient funds are available to meet ongoing operational and capital investment requirements.Maintain banking relationshipsMaintain credit rating agency relationshipsArrange for equity and debt financingInvest fundsAdvise management on the liquidity aspects of its short- and long-range planningMaintain a system of policies and procedures that impose as adequate level of control over treasury activities.

Desired Skills and Experience

Qualified Chartered Accountant with a 10+ years of work experience.General Finance & Accounts, Financial reporting, IFRS knowledge, statutory requirement including indirect taxation, Treasury, Investments, Business Controls, Working capital management and should have hands-on experience of the above areas.Must be fully conversant with Budgeting, Forecasting, Cost & Credit Control, Margin Analysis, Casting & Profitability Analysis and Management Reporting.Good analytical and problem solving, communication & interpersonal skills and attention to detail are a must.

AGM Credit and Mortgage

Job Description

The AGM Credit and Mortgage will be responsible for the management of the risks associated with the Bank's lending cycle for all credit facilities proactively soliciting new residential mortgage business and selling the Bank's mortgage products to meet established loan quality and production goals.He/She will be responsible for maintaining reliable and robust data in conjunction with IT. analysts to provide business intelligence to committees and Board, promoting the development of a Credit Disk culture within the organisation.The AGM Credit and Mortgage will be responsible for assisting the credit team in fulfilling the internal and external reporting obligations and ensuring the timely and accurate packaging at all loans originated by loan officers.Oversee the extensions of credit to customersResponsible for ensuring that all loan documentation is complete accurate verified and complies with company policy.Verify loan documents including income credit appraisal and title insurance ultimately preparing application for submittal to underwriting.

Key Responsibility Areas

Ensure all hindsight reviews are processed in a timely manner with the highest level of accuracy:Record findings from the hindsight reviews and analyse and report on collated dateAssist with monthly and quarterly reporting to Board, Audit & Risk Committee, Credit Committee and management, detailing and analyzing exposures, providing comparisons and trends, prescribed and specific provisions, key risk issues and large exposure information.Assist with the internal and external reporting obligations for the Credit and Mortgage department.Support all credit and mortgage team members by assisting in the day to day running of the department in general and the organisation in particular.Assist and maintain the loan funding reporting and provide reporting on files.

Role Competencies Ability to:

Communicate efficiently and effectivelyResolve problemsDisplay confidence when dealing with othersDocument procedures, and ensure adherence to same;Extract and analyze data, and summarise findings, including recommendations based on findings;Communicate in a clear, concise and effective written and verbal formatsApply learning and experience to identify and initiate ‘best practice strategies and process improvements for the team;Adeptly use Microsoft applications;Adopt and adjust to change and its processesSet priorities, plan workloads, meet deadlines and achieve objectives through the efficient use of time and resourcesEnsure compliance through a sound knowledge of Credit policies, procedures, products, services.

Job Requirements

A recognized Degree in Business Administration, Economics, Banking, Finance or related disciplines.7+ years of work experience in related field.IFRS knowledge.Strong analytical, interpersonal and communication skills.Self-motivated with the ability to work independently and under pressure to deliver results.Relevant working experience in credit evaluation of mortgage loans will be required for this position.

Business Development Manager

Requirements

A good first degree from a reputable University/Polytechnic 10+years of related experience and Professional qualification(s).Must be able to identify business opportunities by identifying prospects and evaluating their position in the industry; researching and analysing sales options; selling products by establishing contact and developing relationships with prospects; recommending solutions; maintaining relationships with clients by providing support, information, and guidance; researching and recommending now opportunities; recommending profit and service improvements; identifying product improvements or new products by remaining current on industry trends, market activities, and competitors, preparing reports by collecting, analyzing, and summarizing information.

Bank Compliance Officer

Job Description

Will be responsible for developing, implementing and administering all aspects of the Bank's Compliance Management Program.This position plans, organizes, and controls the Bank's day-to-day administrative, lending and operational compliance activities; collaborates with the Senior Management in the overall administration of these directives for the Bank.

Requirements

A good first degree from a reputable University/Polytechnic, 3-5 years of related experience and ICAN Professional qualification will be an added advantage.

Mortgage Officer

Job Description

The Mortgage Officer will be required to respond to customer inquiries and referral conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.Input proper loan information into the system for processing.The Mortgage Officer must have knowledge of lending programs, policies, procedures and regulatory requirements

Requirements

A good first degree from a reputable University/Polytechnic, 3-5 years of related experience, Professional qualification(s) will be an added advantage.

Credit Admin/Recovery Officer

Job Description

The Credit Officer will be responsible for managing the debts of existing creditors checking customer's credit ratings with banks, deciding whether or not to offer the credit, setting up the terms and conditions of the loan, dealing with internal queries about payments, ensuring customers pay on time, negotiating re-payment plans.The Credit Officer will also be responsible for reviewing debt recovery procedures.

Requirements

A good first degree from a reputable University/Polytechnic, 3-5 years of related experience, Professional qualification(s) will be an added advantage.

How to Apply
Qualified candidates should send their CV's to: hrmsavvy@gmail.com using the post applied as the subject of the mail.

Note: Only shortlisted candidates will be invited interview.